Home Contents Insurance Coverage for Your Home
Home content or home belongings as popularly referred to stands for all the valuables you bring into your home to add utility and aesthetics. Your household belongings such as electronic equipment, furniture and portable electronic breathe life into your home. It is hard to imagine life without home content hence; it becomes essential to cover all your home content.
Home Structure needs protection from natural calamities, fire or accidental damage the home content requires protection against breakdown, theft etc. Getting your home content insured will help you to safeguard all your belongings, which has your hard-earned money invested.Buy home content insurance and safeguard your content against natural calamities, fire, theft or breakdowns.
List of Contents Covered under Home Insurance
Furniture and fixtures
Do not restrict home insurance cover to protect your home structure, your furniture and fixtures are equally important. Our Home Shield Insurance covers your furniture like sofa, TV unit, wardrobe, bed etc. It will give you peace of mind, as you will not have to pay for repairs if the product develops a fault even after manufacturer’s warranty expires in case the items are insured. Furniture Insurance is a great way to protect your furniture’s long-term value if it ever is stolen or damaged totally/partially. Note that inherent defect or manufacturing defect would be excluded from coverage.
Electronic Equipment
If your washing machine or vacuum cleaner stops, functioning it becomes difficult to manage day-to-day chores. Then, why leave your important electronic equipment’s unprotected? With Home Shield Insurance you can secure electronic equipment such as air conditioner, refrigerator, television etc. seamlessly. If any of your electronic equipment breaks down our Home Shield Insurance pays for the repair expenses.
Jewellery & Valuables
Your jewellery is an expensive investment and it holds emotional value. Looking at the increase in the number of theft cases it has become important to secure your jewellery with an insurance cover. Not protecting your jewellery against theft is not a wise thing to do, hence we recommend buying home insurance for securing your valuable jewellery.
Portable electronics
It is hard to imagine life without laptops, tablets and gaming consoles they not just keep us entertained but also act as a window to connect with the world. But, what if your laptop or camera goes missing or gets damaged accidentally? Buying your expensive gadgets all over again will surely affect your finances; hence secure your portable electronics with home insurance plan that covers content too.
Pedal cycle
Cycling is indeed a fun-filled activity and it contributes to reducing pollution levels. But, did you know your cycle might get stolen or damaged? Just like your home belongings and structure, your pedal cycle needs care and attention. With HDFC ERGO’s Home Shield Insurance Plan, we cover all your home belongings and pedal cycle under one plan.
Why Choose HDFC ERGO For Home Contents Insurance ?
Trusted brand
When it comes to securing your home content go for a brand that has to have claim paying ability and can be beside you at the time of need. HDFC ERGO has secured #1.3 crore, happy customers, by providing the right set of insurance plans and settled claims with utmost ease and transparency. With 24x7 customer support and in-house claim settlement team, we are all ears when it comes to resolving your queries.
Offers all in 1 cover
With HDFC ERGO you get both structure and content covered under one insurance plan so you do not have to cover home structure and content separately. Home Shield Insurance by HDFC ERGO is a comprehensive cover and secures your home completely. Experience one roof shopping experience with us.
Up to 45% Discount* on Premiums
If you believed that your home content insurance premium is high you are mistaken. We offer up to 45% discount on your home content insurance, which makes your premium affordable. You can now secure all your home belongings at an affordable premium with HDFC ERGO.
Content covered up to ₹25 lakhs
You can secure your content value up to ₹25 lakhs easily under Home Shield Insurance plan by HDFC ERGO. Your total content value should not exceed ₹25 lakhs.
Attractive optional covers
To expand the scope of coverage for your home, we offer optional covers so that nothing remains uncovered in your home sweet home. With Home Shield Insurance for content, you can choose to cover portable electronic equipment, jewellery & valuables and pedal cycle at an additional premium. We also offer terrorism cover, if terrorists or protection squad damages your home by Government's defence services.
Protect Your Home Sweet Home – Get Your Insurance Quote Now!
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Jennifer Winget
As a passionate news reporter, I am fueled by an insatiable curiosity and an unwavering commitment to truth. With a keen eye for detail and a relentless pursuit of stories, I strive to deliver timely and accurate information that empowers and engages readers.
