Health Insurance Plans for Family: "Protecting Every Step of Your Family's Journey."

The financial security of your family is essential to afford medical care today. Family health insurance provides coverage to your entire family against medical expenses incurred during an emergency on an individual or floater sum insured basis.

Jun 4, 2024 - 13:29
Jun 4, 2024 - 14:08
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Health Insurance Plans for Family: "Protecting Every Step of Your Family's Journey."

Policybazaar.com offers a variety of family health insurance plans with impressive benefits, a large network of cashless hospitals and quick claim settlement.

  • 30 minutes claim support     
  • (In 120+ cities)
  • Relationship manager for every customer
  • 24*7 claims assistance
  • In 30 mins. guaranteed*
  • Instant policy issuance
  • No medical tests

Best Health Insurance Plans for Family in India

To make it easier for you to buy a mediclaim policy for your family at Policybazaar.com, we have listed some of the best family health insurance plans from top health insurance companies in India below. Take a look:

Family Health Insurance Plans Sum Insured
(Rs)
  Key Benefits
Aditya Birla Activ Health Platinum Plan 2 lakh to 2 crore
  • Day care procedures
  • In-patient hospitalization expenses
  • OPD cover
  • Home treatment
  • Obesity Treatment
Bajaj Allianz Health Guard Plan 1.5 lakh to 1 crore
  • Pre-post hospitalization expenses
  • Road ambulance charges
  • Preventive health check-up
  • Maternity expenses
  • Bariatric surgery cover
Care Health Insurance Plan 5 lakh to 6 crore
  • Maternity cover
  • In-patient-hospitalization expenses
  • Organ donor expenses
  • Daily allowance
  • Annual health check-up
Cholamandalam Healthline Insurance Plan 2 lakh to 25 lakh
  • Emergency ambulance expenses
  • Hospitalization expenses
  • Maternity cover
  • Extended hospitalization allowance
  • Outpatient expenses (dental, hearing aid, contact lens & spectacles)
Digit Health Insurance Plan 2 lakh to 3 crore
  • Pre-post hospitalization expenses
  • Maternity benefit
  • In-patient hospitalization benefit
  • Psychiatric illness cover
  • Worldwide coverage
Future Generali Health Suraksha Plan 50,000 to 10 lakh
  • Ambulance charges
  • Day care treatment
  • In-patient hospitalization expenses
  • Pre-post hospitalization expenses
  • Patient care benefit
HDFC ERGO my:health Suraksha Plan 1 lakh to 5 crore
  • Home healthcare
  • Alternative treatment
  • Road ambulance service
  • In-patient hospitalization expenses
  • Organ donor cover
IFFCO Tokio Family Health Protector Plan 1.5 lakh to 30 lakh
  • Hospitalization expenses
  • Vaccination expenses
  • Domiciliary hospitalization
  • Daily allowance
  • Emergency assistance services
Kotak Mahindra Health Care Plan 2 lakh to 25 lakh
  • In-patient hospitalization expenses
  • Free health check-up
  • Ambulance cover
  • Pre-post hospitalization expenses
  • Day care procedures
Liberty Secure Health Connect Plan 2 lakh to 15 lakh
  • Emergency local road ambulance charges
  • Pre-post hospitalization expenses
  • Daily cash allowance
  • Day care procedures
  • In-patient hospitalization expenses 
Magma HDI OneHealth Insurance Plan 2 lakh to 1 crore
  • Hospitalization expenses
  • Convalescence benefit
  • Maternity benefit
  • IVF treatment
  • Psychiatric treatment
ManipalCigna ProHealth Insurance Plan 2.5 lakh to 1 crore
  • In-patient hospitalization expenses
  • Maternity expenses
  • Worldwide emergency cover
  • Expert opinion on critical illness
  • Health maintenance benefit
National Parivar Mediclaim Plan (Floater) 1 lakh to 10 lakh
  • Pre-post hospitalization expenses
  • Morbid obesity treatment
  • Mental illness cover
  • Infertility cover
  • Hazardous sports treatment cover
New India Assurance Floater Mediclaim Plan 2 lakh to 15 lakh
  • Hospitalization expenses
  • Hospital cash benefit
  • Critical care benefit
  • Congenital disease treatment
  • Mental illness cover
Niva Bupa (Formerly known as Max Bupa) Heartbeat Health Insurance Plan 5 lakh to 1 crore
  • Maternity benefit
  • In-patient care
  • Alternative treatment
  • Mental disorder treatment
  • HIV AIDS treatment
Oriental Happy Family Floater Policy 2 lakh to 20 lakh
  • Maternity expenses
  • Pre-post hospitalization cover
  • Mental disorder treatment
  • Domiciliary hospitalization
  • OPD treatment
Raheja Health QuBE Insurance Plan 1 lakh to 50 lakh
  • Medical check-up
  • In-patient hospitalization expenses
  • Organ donor benefit
  • Daily allowance
  • Non-medical expenses
Reliance Health Infinity Plan 3 lakh to 5 crore
  • Pre-post hospitalization expenses
  • Domiciliary hospitalization
  • Mother and child care benefit
  • Double cover benefit
  • OPD cover
Royal Sundaram Family Plus Plan 2 lakh to 50 lakh
  • Day care procedures
  • In-patient care
  • Maternity benefits
  • Emergency domestic evacuation cover
  • Nutritional allowance for mothers
SBI Super Health Insurance Plan 3 lakh to 2 crore
  • Hospitalization expenses
  • Maternity expenses
  • OPD cover
  • Recovery benefit
  • Global cover
Star Family Health Optima Insurance Plan 3 lakh to 25 lakh
  • Day care procedures
  • Pre-post hospitalization expenses
  • Assisted reproduction treatment
  • Newborn baby cover
  • AYUSH treatment
Tata AIG MediCare Premier Plan 5 lakh to 50 lakh
  • In-patient treatment
  • Consumables benefit
  • Vaccination cover
  • Maternity cover
  • High end diagnostic cover
United India Family Medicare Plan 3 lakh to 25 lakh
  • Health Check-up
  • Pre-post hospitalization expenses
  • Modern treatments
  • Day care treatment
  • Organ donor expenses
Universal Sompo Complete Healthcare Insurance Plan 1 lakh to 50 lakh
  • Mother and child care benefit
  • OPD consultations benefit
  • In-patient hospitalization expenses
  • Domiciliary hospitalization
  • Convalescence benefit
Zuno (Formerly Edelweiss) Health Insurance Plan 1 lakh to 1 crore
  • Maternity benefit
  • Recovery benefit
  • Hospitalization expenses
  • Health check-up
  • Critical illness cover

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Jennifer Winget As a passionate news reporter, I am fueled by an insatiable curiosity and an unwavering commitment to truth. With a keen eye for detail and a relentless pursuit of stories, I strive to deliver timely and accurate information that empowers and engages readers.