Home Insurance 

Home insurance covers you for any kind of financial losses incurred to the structure or contents of your home due to natural calamities like floods, fire, earthquakes or man-made events like theft, burglary and malicious activities. Any damage to your home or its contents could lead to a financial crunch as you may have to spend a substantial part of your savings on repairs and renovation. Securing your dream home with the right home insurance policy can save you during such a crisis. Remember, natural calamities like earthquakes and floods are unpredictable and don’t come with a prior warning. So don't deny your home the security it deserves

The HDFC ERGO's home insurance plans cover home structures and contents up to Rs 10 crore with useful add-on covers like loss of rent, alternate accommodation expenses etc. In addition, HDFC ERGO Home Shield Insurance provides all-risk coverage for portable electronic equipment.

What Does A Home Insurance Policy Cover? 

Fire Accidents:

A fire accident is quite traumatic and painful. But you can count on us to help you rebuild and restore your home the way it was.

Thefts And Burglaries:

Burglars and thieves come uninvited to your home. Hence, it is better to secure your house with a home insurance policy to avoid financial losses. We cover losses from thefts and try to help you during your hard times.

Electrical Breakdown:

You may take care of your electronic appliances and gadgets as much as you can. But sometimes they might breakdown. Worry not, we cover the sudden expenses incurred in case of electrical breakdowns.

Natural Calamities:

Natural calamities like floods and earthquakes are beyond anyone’s control and within short span of time it can cause major damage to the home and its content. However, what’s in our control is to protect against potential loss of your home and its belongings with our home insurance policy.

                                 

Alternate Accommodation:

When you are searching for a temporary roof over your head when your home is uninhabitable due to an insured peril, we are there to help. With our alternative accommodation clause**, we ensure that you have a temporary place to stay comfortably till your house is ready for accommodation again.

Accidental Damage:

Put a seal of safety on expensive fittings and fixtures with our home insurance plan. We truly believe in retaining that you need to protect your precious belongings whether you’re a homeowner or a tenant.

Key Features of HDFC ERGO Home Insurance Policy